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Formal Education

Not worth the money, most of the time.

The value of formal education

Return on investment

If you are going to pay a significant amount for an advanced degree, you better do your homework and make sure you can make enough money with that degree to justify your efforts. Use common sense here, a Computer Science degree will pay far more than an English degree.

This website is a good resource for showing how much you can make with different bachelors degrees.

(if possible) Make your employer pay for this

If you have the ability to have your company pay for college courses, feast on that buffet!

Increase your Savings Rate