# The Financial Freedom Equation (FFE)

You become financially independent once the ** Financial Freedom Equation** (FFE) is satisfied.

## Calculation

Once the Financial Freedom Equation is satisfied you no longer need to trade time for money.

Note that this point at which the Financial Freedom Equation is satisfied is a moving target. However the concept is what matters.

## How many years does it take to solve the Financial Freedom Equation?

How fast the Financial Freedom Equation is satisfied is determined by how high of a Savings Rate you can sustain.

## The relationship between Savings Rate and the Financial Freedom Equation

Examples:

- A Savings Rate of
**25%**will solve the FFE in**31.9 years.** - A Savings Rate of
**40%**will solve the FFE in**21.6 years.** - A Savings Rate of
**55%**will solve the FFE in**14.4 years.** - A Savings Rate of
**70%**will solve the FFE in**8.8 years.** - A Savings Rate of
**85%**will solve the FFE in**4.1 years.**

Savings Rate is **all that matters.**

Increase your Savings Rate