Stage 0 - Complete Financial Dependence
Active Cash Flow < Lifestyle Cost
Anyone whose active income (salary) cannot cover their lifestyle, and relies on family, friends, or a welfare check to support themselves are at Stage 0. This is where everyone starts out, but Stage 0 isn’t just limited to children living at home.
The only way out of Stage 0 is to increase your income or reduce your Burn until you can support yourself. There is no other way.
Get out of this stage as fast as possible!
Increase your Savings Rate